TrustedID vs. Lifelock: Which ID Theft Monitoring Service is Best For Me?
Each year the number of identity theft cases is increasing at an alarming rate, which is prompting many consumers to think about protecting their identity. Because of this situation many identity theft services have come into force. The services offered by these companies include personal identity theft protection, credit monitoring, insurance and access to credit report.
Below is a comparison of two of the best ID theft monitoring services at present. TrustedID is given rank one since it is cheaper than LifeLock when the services are taken for the entire family. Though LifeLock is cheaper for individuals, it does not support addition of more than one family member for the same value. Moreover, it does not offer a free trial period like TrustedID.
TrustedID Coupon:
Get 14 Days Free @ TrustedID
TrustedID provides best identity protection as well as credit reports. They offer a comprehensive protection for your whole family.
Key benefits:
- Trusted ID offers two plans: individual plan for $10.42 per month and family plan for $20 per month.
- They offer a 14-day free trial at present.
- They monitor your daily credit reports with three major bureaus Equifax, Experian and TransUnion.
- You can also get instant online access to your credit reports
- They also offer a service guarantee of $1 million in recovery process in case your identity is stolen.
Drawbacks:
When compared to LifeLock, its prices are slightly higher for the individual package.
|
Name
|
Monthly
|
Billed at once
|
Benefit
|
|
Trusted ID IDEssentials
|
$10.42
|
$125
|
Daily credit monitoring and proactive identity theft protection
|
|
Trusted ID Credit Lock
|
$10.42
|
$125
|
Locks and unlocks your credit information and provides personalized protection
|
|
Trusted ID Data Breach Defense
|
$10.42
|
$125
|
Free annual credit report, fraud alert replacement and full identity restoration
|
Lifelock Coupon:
Get 15% off annual subscription @ Lifelock
LifeLock is one of the leading ID theft monitoring services. Their services are ideal for business people and the people who do major financial transactions online.
Key Benefits:
- LifeLock protects your personal information like social security number, bank account and credit card information.
- Their services are offered for $10 per month.
- They monitor your identity and scan for threats and respond accordingly.
- They regularly monitor your credit score.
- They offer a comprehensive service guarantee of $1 million in recovery process in case your identity is stolen (Note that this does not apply to New York citizens due to law restrictions).
- 10% off is assured on their services at present.
- You can also add one of your family members while enrolling.
Drawbacks:
- When compared to TrustedID, LifeLock does not support all the family members in your package. You can add only one member when you are signing up with them.
- LifeLock does not offer a free trial period like TrustedID.
|
Name
|
Monthly
|
Annually
|
Benefit
|
|
LifeLock Identity Theft protection
|
$10
|
$110
|
Monitors personal information and alerts potential threats
|
|
LifeLock Command Center
|
$15
|
$165
|
Provides more advanced security and nationwide monitoring for pay day loans
|
|
LifeLock Credit Score Manager
|
$14.95
|
$165
|
Unlimited access to credit information and daily credit monitoring from Equifax, Experian and TransUnion
|
Summary:
Overall, the features of LifeLock and TrustedID can be compared as follows:
|
Feature
|
LifeLock
|
TrustedID
|
|
Price
|
$10/month
|
$10.42/month
|
|
14-day trial period
|
No
|
Yes
|
|
10% off
|
Yes
|
No
|
|
$1 million total guarantee
|
Yes
|
Yes
|
|
Addition of family members
|
Limited to one member
|
You can add your spouse, children, parents and other relatives
|
|
3- bureau credit monitoring
|
Yes
|
Yes
|
|
Medical Benefits protection
|
No
|
Yes
|
|
Lost Wallet Protection
|
Yes
|
Yes
|
|
Employee Benefit Solution
|
Yes
|
Yes
|
The services offered by both the companies are the same. The only difference lies in their pricing system. If you are an individual or you have just one family member that needs ID protection, then LifeLock is the way to go. However, if you want to purchase a protection package for your entire family, then you are better off with TrustedID.
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You made helpful comparison in many aspects of this product. I learned lots of things from you, thanks valli!