Credit Score & FICO Articles by Sam Montana — Knoji
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Sam Montana has written 1 Credit Score & FICO articles, has received +52 recommendations and is currently the #1 ranked expert in this subject.
Here are Sam Montana's articles in Credit Score & FICO:
Copart is a privately owned company that offers online car auction. They sell vehicles for a variety of consigns including finance companies, banks, dealers, fleets, rental car companies and the insurance industry. More than one million vehicles are sold each year through this auction site. Copart sells vehicles for the public through CopartDirect service, which is fast and easy. Everyday there are more than 50,000 vehicles available for bidding. The customers can decide from classics, early or...
Published by Sasha Brown 58 months ago in Credit Score & FICO | +0 votes | 0 comments
Safeware is one of the most reputable Gadget Insurance companies that offer insurance to students, individuals, corporations and education providers such as K-12 schools and universities. The website of the company provides a portal where customers can get a quote for their gadgets and then buy the insurance cover. The company provides round the clock coverage and even offers to cover the gadget overseas, making this one of the best deals available in the market.
Published by Daniel Lester 58 months ago in Credit Score & FICO | +1 votes | 0 comments
Credit Karma provides truly free credit scores to consumers direct from the credit bureau. At Credit Karma, they believe that free access to one's credit score and report is a fundamental consumer right. So their site allows consumers to access their credit score anytime they want for free without the sneaky "free" trials or subscription requirements. With their credit simulators, free credit scores, credit advice, and credit score comparisons, the goal is to empower consumer...
Published by James Watson 62 months ago in Credit Score & FICO | +1 votes | 0 comments
Vision Prepaid Visa is a company that offers prepaid Visa cards. These Prepaid Visa Cards come with free features such as 1% cash back on gas purchases, free roadside assistance, free savings account, free direct deposit, free bill pay, online shopping and no overdraft or interest charges. There is no credit check. Fee's for this card with direct deposit are as follows: $9.95 Activation Fee $7.95 Monthly Fee $2.50 ATM Fee Fee's for this card without direct deposit are as follows: $9....
Published by jennifer morin 63 months ago in Credit Score & FICO | +2 votes | 0 comments
It's Essential That You Keep Your Financial situation Under Control. If you are seeking to become debt free quickly, then Read Our Useful Personal Finance Advice Here! Many people stay up to their neck in debt for years before taking debt reduction action. The sooner you get started on it, the faster you will enjoy the benefits that stable finances can bring.
Published by Charles M.R. Bowen 65 months ago in Credit Score & FICO | +0 votes | 0 comments
A bad credit score can have many negative effects on your life, such as not being able to take out a loan, lease a car or get a new credit card. If you don't pay your bills and fees on time, your credit score will suffer. If you are seeking an opportunity to increase your credit rating, improve your credit score, or clear your debts, then read on.
Published by Charles M.R. Bowen 65 months ago in Credit Score & FICO | +0 votes | 0 comments
If you’d like a prepaid credit card which keeps most of your money in your pocket, then try the Western Union Moneywise Card with virtually no fees. There are no monthly maintenance fees, no purchase transaction fees and no overdraft or late payment fees. By spending only the money you have available on your card, you’ll be able to manage your spending sensibly and with little risk. Upon loading your card your money will arrive within minutes and can be sent anywhere in the world. Wi...
Published by Aunty Ann 66 months ago in Credit Score & FICO | +10 votes | 0 comments
In 1968, the Union Tank Car Company, a railcar leasing operation, created TransUnion as its parent holding company. In 1969, this company recognized an opportunity to grow a new business using their technical expertise. So they acquired the Credit Bureau of Cook County (CBCC), which manually maintained 3.6 million card files in 400 seven-drawer cabinets. Soon after the acquisition of CBCC, TransUnion became the first company in the credit reporting industry to replace accounts receivable data ...
Published by Judy Martin 72 months ago in Credit Score & FICO | +1 votes | 0 comments
Limitations of Credit Creation Banks advance loans or buy securities without actually paying any cash. This is very tempting. They would, of course, like to make as much profit like this as they can.
Published by Gazu Lakhotia 74 months ago in Credit Score & FICO | +1 votes | 0 comments
Lexington Law Promo Code / Discount Coupon Code. Lexington Law Review. Lexington Law is a leading firm that specializes in credit repair. Your credit report can be used for everything from getting a loan to getting a job. Having negative information on your credit report can keep you from getting the car, house or job you want. The problem many people have is that the negative information on their credit report may not be accurate. Lexington Law helps guide you through the process of removing th...
Published by Shoshana Jackson 75 months ago in Credit Score & FICO | +4 votes | 0 comments
This article has reasons why credit repair service companies are good for people who want to repair their credit.
Published by Hurbert Michael 78 months ago in Credit Score & FICO | +0 votes | 0 comments
Western Union Moneywise Card Promo Code / Discount Coupon Code. Western Union Moneywise Card Review. The Western Union Moneywise Card is a prepaid card with virtually no fees. The obvious benefits of using a prepaid card over a credit card is that you can automatically track your spending and spend only what you have loaded on your card. You'll be able to keep check of your balance and spending online or via Smartphone, which can come in handy if you're letting your son/daughter loose with it. L...
Published by Aunty Ann 78 months ago in Credit Score & FICO | +19 votes | 9 comments
A good way to think about a credit card purchase is to double the initial price of the item, if you are willing to pay $200.00 for an item that is priced at $100.00 then a credit card purchase may be reasonable.
Published by Lorie Spencer 78 months ago in Credit Score & FICO | +8 votes | 1 comments
Your credit score can rise or fall depending upon the impact of life events. Certain positive life events can raise or maintain your credit score and negative life events will drop that number it might leave your head in a spin. This article looks deeper into your credit score and the biggest negative life events that will impact it.
Published by Julie Scott 80 months ago in Credit Score & FICO | +4 votes | 3 comments

This report presents a comparative study of four of the most popular credit repair companies operating in the United States, in terms of strengths, weaknesses and pricing structure.

Published by Swati Sinha 80 months ago in Credit Score & FICO | +4 votes | 2 comments
Horizon Media Group Promo Code / Discount Coupon Code. Horizon Media Group Review. Horizon Media Group is a Horizon Gold Card unsecured credit card with a $500 line of credit for you to use at their internet store. This type of unsecured card is designed to help people rebuild their credit rating and FICO scores and is known as a shopper’s card with the following qualifications.   You are automatically approved for this initial $500 credit line. There is no credit check done ...
Published by Sam Montana 82 months ago in Credit Score & FICO | +18 votes | 8 comments
SkyBlueCredit Promo Code / Discount Coupon Code. SkyBlueCredit Review. Sky Blue Credit Repair is here to help you clean up your credit and improve your score. They have offered their service since 1989 and they say no one can match their experience, expertise, and outstanding result. They must have excellent results because they have a flawless Better Business Bureau rating. They also stand behind their service since they offer an unconditional guarantee behind their work. How the program works...
Published by Ashley Toukabri 83 months ago in Credit Score & FICO | +3 votes | 0 comments
TrueCredit Promo Code / Discount Coupon Code. TrueCredit Review. According to the FTC more than 10 million Americans a year are the victim of some sort of identity theft. Because of this growing problem and because our credit score has become so important, many people are turning to credit monitoring services to help protect them. Some people go years without realizing they have been a victim or identity theft, monitoring your credit report is one way to quickly catch the problem and get on the ...
Published by Linda Ferry 83 months ago in Credit Score & FICO | +1 votes | 0 comments Promo Code / Discount Coupon Code. Review. Before you buy you should know that the Fair And Accurate Transaction Act of 2003 dictates that , credit reporting agencies (CRA) must provide consumers with a free copy of their credit report every year upon request. You can get this free report by contacting Annual Credit and downloading the 3 reports from their website. What is a credit bureau? There are three (3) major credit reporting agencies, s...
Published by Daryl Putnam 84 months ago in Credit Score & FICO | +3 votes | 0 comments

Each year the number of identity theft cases is increasing at an alarming rate, which is prompting many consumers to think about protecting their identity. Here is a comparison of two of the best ID theft monitoring services, TrustedID and LifeLock.

Published by valli sarvani 84 months ago in Credit Score & FICO | +6 votes | 1 comments
AccountNow Promo Code / Discount Coupon Code. AccountNow Review. Our highly uncertain financial world and the requirement of fulfilling various conditions for opening a bank account has led to the development of many alternatives to the traditional bank account. There are a plethora of cards available to suit your financial needs and you can select the one suited to your requirements. If you are looking for a prepaid card, AccountNow may well be your destination. Headquartered in San Ramon...
Published by manisha singh 85 months ago in Credit Score & FICO | +2 votes | 4 comments
Vision Prepaid Visa Promo Code / Discount Coupon Code. Vision Prepaid Visa Review. This service is an easy way to get a piece of plastic without the worry of overdrawing. Fill out the information on the Vision Prepaid Visa web site and get approved for the debit card quickly. The card is an alternative to a checking account that helps a person to build  credit without the worry of getting charged a fortune in overdraft fees. This prepaid Visa can be used anywhere that Visa debit cards ...
Published by Jael Gardiner 85 months ago in Credit Score & FICO | +0 votes | 0 comments
National Credit Report Promo Code / Discount Coupon Code. National Credit Report Review. National Credit Report offers a free credit score and credit monitoring. According to, when you sign up with National Credit Report you will receive a free credit score, a 7-day trial in Triple Safeguard Credit Monitoring, $25,000 of Zero-Deductible Identity Theft Insurance, unlimited access to your credit information, and unlimited customer support to answer all of yo...
Published by Ryan Curtin 85 months ago in Credit Score & FICO | +0 votes | 0 comments
Veracity Credit Promo Code / Discount Coupon Code. Veracity Credit Review. Veracity Credit Consultants provide credit repair services to those who have mistakes in their credit reports.  These mistakes can cause one's credit report to show a far lower rating than what it actually should be. Inaccuracies might show late or missed payments when the opposite is true. One financial institution may not communicate to others that an issue has been resolved.  When financial institutions compu...
Published by thehandyman 86 months ago in Credit Score & FICO | +0 votes | 0 comments
Ovation Credit Promo Code / Discount Coupon Code. Ovation Credit Review. Ovation Credit helps customers to repair their credit profiles. Credit profile correction is very important while making financial decisions. Since its inception in 2004, ovation credit helps users to correct their credit profiles such as late payments, charge offs, collections,bankruptcies,foreclosures, judgements, liens and inquiries.  The specialities of Ovation Credit are,  Specialized and personalized cre...
Published by Suba Lakshminarasimhan 86 months ago in Credit Score & FICO | +2 votes | 3 comments
Guard Dog ID Promo Code / Discount Coupon Code. Guard Dog ID Review. Founded in 2008, Guard Dog ID is a relatively new player in the field of identity protection but going by its features it seems to have all the makings of a winner. Aimed at shielding you against identity theft, Guard Dog ID offers protection at 4 levels viz. Essential, Advanced, Premium and Superior priced at $2.95, $9.95, $ 14.95 and $19.95 per month respectively.While these may be differentiated, the common co...
Published by manisha singh 87 months ago in Credit Score & FICO | +0 votes | 0 comments
Discover Card Promo Code / Discount Coupon Code. Discover Card Review. The Discover Card is a credit card that pays you back up to 5% of your purchases. Similiar to other major credit cards such as Visa, Mastercard, and American Express companies with some advantages mostly the cash back program.  Also Discover Card is one company and not dependent on several different banking institutions and other businesses.  Discover card allows you to make purchases and then pay back the mon...
Published by Rae Morvay 87 months ago in Credit Score & FICO | +3 votes | 0 comments
Equifax ScoreWatch Promo Code / Discount Coupon Code. Equifax ScoreWatch Review. The Equifax Score Watch is a monitoring system that allows users to keep an eye on their credit score. Users are able to target the credit score they want to achieve, see the rates that they may from receive from banks and other lenders on loans and watch how their credit score changes over time when new credit lines have been added or other credit lines have been paid off or removed. The system is supposed to hel...
Published by Crissi Grasmick 87 months ago in Credit Score & FICO | +2 votes | 0 comments
In the simplest terms possible, the credit report determines who you are, what your actions were and how stable you are from a financial point of view. However, when it comes to such an important document, you automatically presume that all the information present inside is correct.
Published by Amariei Raluca 96 months ago in Credit Score & FICO | +5 votes | 0 comments