The reader will learn where they can obtain a free FICO credit score or report, and will learn the difference between freecreditreport.com and annualcreditreport.com.
Just because your credit is in trouble does not mean that it is the end of the world. There are proper steps that can be implemented to rebuild your credit yourself.
Your credit score can rise or fall depending upon the impact of life events. Certain positive life events can raise or maintain your credit score and negative life events will drop that number it might leave your head in a spin. This article looks deeper into your credit score and the biggest negative life events that will impact it.
Settling Credit Card Debt Credit Score is a consideration for people who have a significant balance on their credit cards. This is a problem for many people in modern society. Making the wrong choice when attempting to clear your debt can affect your ability to get loans at a reasonable rate in the future.
When you need a credit card to establish credit, you need to apply to specialist issuers. Here's some helpful advice on how to get credit cards with no credit needed.
This article will explain how credit analysts view residential and employment histories on your credit report and what to do to improve your credit worthiness.
Many Web sites, including FreeCreditReport.com, claim to offer free credit reports, but do so only as a come-on for costly credit monitoring subscriptions services.
A good way to think about a credit card purchase is to double the initial price of the item, if you are willing to pay $200.00 for an item that is priced at $100.00 then a credit card purchase may be reasonable.
The Equifax Beacon score formula is used to determine your creditworthiness. Understanding the FICO score formula will improve your chances of getting approval for credit.
Before applying for a loan, mortgage or charge card, you must take steps to improve your credit rating. Here's how to fix your credit history, remove credit report errors and boost your credit score.
x
will be notified of your question.
Your question will also be posted as a public question in the Knoji forums, so be sure to phrase it as a general question that anyone could answer. Personal questions and private messages should be sent using the Message Me feature instead.
Confirm your recommendation
x
By making this recommendation, you are confirming that you would recommend to people you know as an expert in the topic Credit Score & FICO.
Confirm and recommendCancel
You have used your question credit for today. Please wait until midnight today for your question credits to renew.
x
To maintain a high standard for new discussions started, each Knoji member is limited to a certain number of questions each day. Use your questions wisely, ask quality questions and you'll get quality answers.
Credits refresh at midnight US Central time, at which time you'll receive your next day's allotment of credits.
Oops, you haven't confirmed your email yet
x
We've sent an email to your registration email address. You'll need to click the link in that email before you can post stuff on Knoji.
Didn't get the email? First, try checking your spam inbox. If you can't find it, click here and we'll resend your confirmation link.
Please confirm your email address
xWe've sent a confirmation link to your email address. Please check your email and click the link to confirm to your account.
Didn't get the email? First, try checking your spam inbox. If you can't find it, click here and we'll resend your confirmation link.
Great! Here's a preview of your question.
x
We've sent a confirmation link to your registration email address. Please click this link to confirm your email.
Your question will not be posted publicly until you confirm your email.
Didn't get the email? First, try checking your spam inbox. If you can't find it, click here and we'll resend your confirmation link.
Your confirmation email has been resent
x
Please check your email (check your spam inbox too) and click on the link provided to confirm your account with Knoji.
You have received 0 answer votes on Knoji
x
When people like the answers you provide, they make a public acknowledgement by placing a vote for your answer. The more votes you accumulate on Knoji, the higher you move up in rank. Increased rank gives you increased capabilities, more perks and more expert cred around the site.
Answer questions nowLearn more about user levels
Oops, you're out of question credits for today!
x
We limit the number of questions members can ask on Knoji each day in order to improve the quality of questions and answers. Your question credits will reset each day at midnight US Central time, so come back then to ask more questions!
Contributors on Knoji are awarded Levels as they establish themselves as experts within the community. There are three ways in which users can increase their level, via writing articles or via answering questions, or both.
Level
Article Track
Answer Track
Combined Track
Abilities
Member
-
-
-
Can publish articles, ask and answer questions
Contributor
Successfully publish first article
Must earn +50 votes
Publish first article OR +50 answer votes
Eligible for revenue sharing. Access to Dashboard.
Expert
Must publish 10 consecutive articles
Must earn +200 votes
10 articles OR +200 answer votes
Self-publish and edit past articles. Increased compensation rate.
Guide
Must earn +500 recommendations
Must earn +1,000 votes
+250 article recommendations AND +500 answer votes
Increased earnings rate. Greater number of votes.
Authority
Must earn +1,000 recommendations
Must earn +5,000 votes
+500 article recommendations AND +2,500 answer votes
Increased earnings rate. Greater number of votes & question credits.
Pro
Must earn +5,000 recommendations
Must earn +10,000 votes
+2,500 article recommendations AND +5,000 answer votes
Increased earnings rate. Greater number of votes.
Master
Must earn +10,000 recommendations
Must earn +50,000 votes
+5,000 article recommendations AND +25,000 answer votes
Your primary job as an Ambassador is to kick off thoughtful discussion threads around products, services. Your discussions can be on any topic in Knoji's category system. Here are some examples of the types of discussions you'll be starting:
Requests for recommendations for any type of product or service, examples:
People on Knoji ask questions seeking recommendations for products and services. We encourage our community members to answer questions whenever you can make a useful recommendation towards any request.
When pointing to specific products, please link to specific product pages on Amazon.com or Walmart.com
UPDATE: Ambassadors earn bonuses for answering questions, however - only answers which include products links (as described above) will earn bonuses.
You should include screenshots of the products you recommend (Ambassadors: you earn increased rewards when doing this)
Try to recommend products that you've had personal experience with. If not, it is acceptable to recommend products or options based on thorough research you do online.
People on Knoji ask questions seeking recommendations for products and services. We encourage our community members to answer questions whenever you can make a useful recommendation towards any request.
When pointing to specific products, please link to specific product pages on Amazon.com or Walmart.com (Ambassadors: You earn increased rewards when doing this)
You should include screenshots of the products you recommend (Ambassadors: you earn increased rewards when doing this)
Try to recommend products that you've had personal experience with. If not, it is acceptable to recommend products or options based on thorough research you do online.
Asking questions
On Knoji, you can ask any question about any consumer or shopping-related topic. Many questions involve requests for recommendations for any type of product or service, examples:
x
To qualify as a working coupon, the link or code must provide a discount above and beyond what's freely available by default on the vendor's site.
To check this, first click the link and check that the coupon can be applied and does provide the discount described. Then, in a different browser, open the vendor's site (without using the Knoji link) and check whether that same discount is available to any user by default. If it's not, and the coupon works, then you've found a qualified coupon and can verify it and get your earnings. If not, you can verify that it does not work (explain why this is) and you'll earn a smaller credit.
Don't waste your time verifying invalid coupons! Before you receive payment, all your verifications will be reviewed, and if they are invalid, you earnings will be deleted. Verify only valid coupons in order to receive payment for this project.